Residential Bridging Loan for Light Refurbishment in Catford

George O’Connor

August 10, 2026

Supporting a Time-Sensitive Mixed-Use Acquisition 🏪

At KSEYE, we recently provided a £339,500 residential bridging loan at 70% LTV to support the purchase and refurbishment of a 3-bedroom Buy-to-Let property in Catford, South East London.

The borrower was looking to purchase the property as a residential Buy-to-Let investment. However, the property required light refurbishment before it could be prepared for the rental market.

With the works expected to take between 8 and 12 weeks, the borrower needed a funding solution that would allow the purchase to complete and the refurbishment to begin without unnecessary delays.

Why it Worked

KSEYE provided a £339,500 residential bridging loan at 70% LTV, giving the borrower the funding required to complete the acquisition and carry out the planned improvements.

A residential bridging loan gave the borrower the flexibility to complete the purchase and carry out the planned light refurbishment before moving onto longer-term Buy-to-Let finance. With works expected to take 8–12 weeks, the facility provided a clear and practical route through to BTL refinance.

From Purchase to Refinance

The facility enabled the borrower to purchase and improve the Catford property before preparing it for the rental market. Once the refurbishment is complete, the borrower will refinance onto longer-term Buy-to-Let finance, completing the journey from acquisition to long-term investment.

At KSEYE, we work closely with brokers and borrowers to structure bridging loans that provide the speed and flexibility needed. Whether your client is purchasing a property that requires light refurbishment or needs short-term finance before a Buy-to-Let refinance, our team can help find the right bridging solution.

Looking to secure a mixed-use or commercial property? Speak to our team today.