Semi Commercial Bridging Loan

Semi commercial/mixed-use bridging loans differ from both residential and commercial. Some properties fall into the mixed-use semi-commercial category, such as a flat above a shop. These properties do not fit comfortably into either the residential or commercial category, and as such are not eligible for either type of finance – a specific solution is required. Semi-commercial properties are defined as a combination of residential and commercial properties.

Rates From Min Loan Max Loan LTV (Max) Terms Min Valuation Arrangement Fee
1.03% £150,000 £10,000,000 70% 2-15m £250,000 2%

What Can You Use A Semi-Commercial Loan For?

  • Semi-commercial investment
  • Shops with flats above

Product Features Include:

  • Loan: £150k – £10 million
  • LTV: Up to 70% max
  • Rates: 1.03% pm
  • Loan Term: 2-15 months
  • Charge: 1st and 2nd charges

Semi Commercial Bridging Loan – Case Studies

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KSEYE provides a fast, flexible, and tailored approach for each case. Where transactions are subject to time constraints, the swift nature of bridging loans can help to meet deadlines.
To discuss a case, register as a broker here.