Refurbishment Bridging Loan

A borrower usually takes out this loan once they have found a property that can be increased in value. e.g. The borrower may know if they complete a refurbishment by fitting in a new kitchen and bathroom on a particular house, the value will increase significantly.

Heavy Refurbishment/Development

This is when the costs of works exceed 15% of the property value and/or when structural works take place.

Rates FromMin LoanMax LoanLTV (Max)TermsMin ValuationArrangement Fee
0.95%£150,000£25,000,00065%3-18m£300,0002%

Heavy Refurbishment Features Include:

  • Rates from 0.95% pm
  • Up to 65% LTV
  • Terms from 3-18 months
  • Loans from £150,000 – £25m
  • £600 processing/commitment fee upfront (no exit fees)

Light Refurbishment

This is when no structural works will take place and the cost of works are below 15% of the property value.

Rates FromMin LoanMax LoanLTV (Max)TermsMin ValuationArrangement Fee
0.64%£150,000£25,000,00075%3-18m£300,0002%

Light Refurbishment Features Include:

  • Rates from 0.64% pm
  • Up to 75% LTV
  • Terms from 3-18 months
  • Loans from £150,000 – £25m
  • No Upfront fees, exit fees (£600 processing/commitment fee upfront)

    Refurbishment Bridging Loan – Case Studies

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    KSEYE provides a fast, flexible, and tailored approach for each case. Where transactions are subject to time constraints, the swift nature of bridging loans can help to meet deadlines.
    To discuss a case, register as a broker here.