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Refurbishment Bridging Loan
A borrower usually takes out this loan once they have found a property that can be increased in value. e.g. The borrower may know if they complete a refurbishment by fitting in a new kitchen and bathroom on a particular house, the value will increase significantly.
A borrower usually takes out this loan once they have found a property that can be increased in value. e.g. The borrower may know if they complete a refurbishment by fitting in a new kitchen and bathroom on a particular house, the value will increase significantly.
Light Refurbishment
This is when no structural works will take place and the cost of works are below 25% of the property value.
| Rates From | Min Loan | Max Loan | LTV (Max) | Terms | Min Valuation | Arrangement Fee |
|---|---|---|---|---|---|---|
| 0.93% | £150,000 | £50,000,000 | 75% | 3-12m | £250,000 | 2% |
Light Refurbishment Features Include:
- Rates from 0.93% pm
- Up to 75% LTV
- Terms from 3-12 months
- Loans from £150,000 – £50m
- £600 processing/commitment fee upfront (no exit fees)
Heavy Refurbishment
This is when the costs of works exceed 25% of the property value and/or when structural works take place.
| Rates From | Min Loan | Max Loan | LTV (Max) | Terms | Min Valuation | Arrangement Fee |
|---|---|---|---|---|---|---|
| 1.03% | £150,000 | £50,000,000 | 75% | 3-15m | £250,000 | 2% |
Heavy Refurbishment Features Include:
- Rates from 1.03% pm
- Up to 75% LTV
- Terms from 3-15 months
- Loans from £150,000 – £50m
- £600 processing/commitment fee upfront (no exit fees)
Refurbishment Bridging Loan – Case Studies
KSEYE provides a fast, flexible, and tailored approach for each case. Where transactions are subject to time constraints, the swift nature of bridging loans can help to meet deadlines.
To discuss a case, register as a broker here.
