Capital Raise Bridging Finance for a Hounslow Buy-to-Let Property

George O’Connor

September 9, 2026

How Bridging Finance Supported a Capital Raise Against a BTL

KSEYE recently provided a £364,000 capital raise bridging loan against an unencumbered 4-bedroom semi-detached Buy-to-Let property in Hounslow, West London. The 65% LTV residential bridging finance facility enabled the borrowers to release capital from an existing property investment, with rental income from the guarantor’s wider portfolio providing the primary exit strategy and a refinance of the security property available as a backup.

Why it Worked

The borrowers were looking to raise capital against an unencumbered residential investment property. With no existing charge on the security, the property provided a suitable basis for a capital raise bridging loan at 65% LTV.

The primary exit strategy is through rental income generated by the guarantor’s wider property portfolio, with a refinance of the security property providing a secondary exit route. This gave the bridging finance facility a clear repayment strategy while providing the borrowers with the flexibility they required.

A Flexible Approach to Property Valuation

As part of the bridging loan assessment, an Automated Valuation Model (AVM) was obtained instead of a full physical valuation, given the property’s location and proposed LTV. The AVM valued the property at £570,000.

In line with KSEYE’s lending policy, a Property Data valuation was also obtained and confirmed a value of £560,000. As the lower valuation, £560,000 was used for lending purposes, resulting in a 65% LTV residential bridging loan.

Supporting Property Investors with Bridging Finance

Capital raise bridging finance can give property investors access to capital tied up in existing assets without requiring an immediate sale of the property. For landlords with established portfolios, this can provide additional flexibility when capital is needed for their wider investment strategy.

In this case, the facility allowed the borrowers to raise £364,000 against an unencumbered BTL property, with rental income from the guarantor’s portfolio providing the primary exit and a refinance of the security available as a backup.

Whether your client needs to raise capital against an unencumbered Buy-to-Let property or requires a flexible residential bridging loan for their property investment strategy, KSEYE can assess the wider circumstances of the case.

Speak to our team today team to discuss your client’s capital raise bridging finance requirements.