Mixed-Use Bridging Loan for Below Market Value Purchase

George O’Connor

August 6, 2026

Supporting a Time-Sensitive Mixed-Use Acquisition 🏪

We recently provided a £494,000 bridging loan at 67% LTV, helping a borrower acquire a mixed-use property comprising two retail units and two residential flats.

The property was secured at a discounted purchase price due to the seller requiring a quick completion, making speed and flexibility key to the success of the transaction.

Why it Worked

The borrower identified an opportunity to purchase the property below market value after the seller required an urgent sale. To meet the tight completion deadline, we adopted a pragmatic approach by agreeing to a post-completion re-inspection and full valuation, allowing the transaction to proceed without unnecessary delays.

With a clear exit strategy via refinance onto a long-term mortgage, the borrower was able to secure a valuable mixed-use asset while taking advantage of the discounted purchase price.

Creating More Than Just Property Value

Mixed-use properties continue to offer attractive opportunities for investors, combining commercial income with residential accommodation within a single asset. By providing flexible bridging finance, we’re able to support borrowers moving quickly on opportunities that may not suit a traditional lending timescale.

At KSEYE, we work closely with brokers and borrowers to structure bridging loans that provide the speed and flexibility needed for residential, commercial and mixed-use property transactions.

Looking to secure a mixed-use or commercial property? Speak to our team today.