Unlocking Value Through Bridging a North West London Block Purchase

George O’Connor

July 14, 2026

North West London Block Purchase 🏢

We recently supported the acquisition of a 16-flat residential block in North West London, delivering a £3,683,292 residential bridging loan at 70% LTV to help our client capitalise on a below-market-value opportunity.

By taking a flexible approach to the structure of the transaction, we enabled the borrower to maximise leverage while securing a substantial discount on the purchase of the entire block.

Why it Worked

The borrower secured the opportunity to acquire a the security at a discounted purchase price, making it an attractive investment from the outset. To support the acquisition, we structured the loan across multiple facilities, taking security over the freehold title and five of the flats, while cross-collateralising the remaining units. This flexible approach enabled the borrower to complete the purchase efficiently while maximising leverage.

With a clear exit strategy already in place, each flat will receive its own lease following completion, allowing the borrower to refinance the individual units onto longer-term mortgages over time.

Supporting London's Housing Market

Transactions like this help keep much-needed housing available in the capital. By facilitating the purchase of all 16 flats, the property can continue to provide quality residential accommodation while giving the borrower the flexibility to refinance each unit over time.

At KSEYE, we work closely with brokers and borrowers to structure residential bridging solutions that suit the circumstances of each case.

Looking to finance a block purchase or complex residential acquisition? Speak to our team today.