020 8909 0736
Login
How a £2m Revolving Credit Facility Supported Residential Property Investment
Flexible Bridging with a £2m Revolving Credit Facility
We recently provided a Revolving Credit Facility of up to £2 million, giving an experienced property investor flexible access to funding for multiple residential property acquisitions, refurbishments and refinances.
The facility allows the borrower to add further properties as opportunities arise, providing a flexible alternative to arranging separate bridging loans for each acquisition.
Property Details
The initial facility included three residential investment properties:
- 🏠 4-Bed Terraced House – £467,500 loan at 75% LTV, including light refurbishment
- 🏠 Detached House – £435,000 loan at 75% LTV
- 🏠 3-Storey Semi-Detached House – £472,500 loan at 75% LTV
Why it Worked
A Revolving Credit Facility provided the borrower with ongoing access to short-term property finance, rather than requiring a separate bridging loan for every acquisition. This gives the investor greater flexibility to purchase new properties, refinance existing assets and undertake light refurbishment as opportunities arise.
As further properties are added, security can be taken over each property and the relevant SPV, allowing the facility to adapt alongside the borrower’s investment portfolio.
Facility Amount
Up to £2,000,000
LTV
75% (for each property)
Rate
0.84% pm
Purpose
Property Purchases, Light Refurbishment & Refinancing
Rates reflect products at the time the loan was completed
From Purchase to Refinance
Revolving Credit Facilities can be particularly useful for experienced property investors and landlords who regularly acquire residential investment properties. The ability to access funding as required can help investors move quickly when opportunities arise, while providing a clear route towards longer-term Buy-to-Let refinance.
This case demonstrates how a Revolving Credit Facility can support multiple property purchases and refurbishment projects through a single, flexible funding solution.
At KSEYE, we work closely with brokers and borrowers to structure bridging loans that provide the speed and flexibility needed. If your client is regularly acquiring, refinancing or refurbishing residential investment properties, a Revolving Credit Facility could provide the flexibility they need.
Looking to secure a mixed-use or commercial property? Speak to our team today.
Recent Posts
