Semi Commercial Bridging Loans
What is a Semi-Commercial Bridging Loan?
A semi-commercial bridging loan is a short-term finance solution designed for properties that combine both residential and commercial. These properties, such as a flat above a shop, do not fit comfortably into either the residential or commercial categories, meaning they require a specific form of financing. Semi-commercial bridging loans bridge the gap in property transactions, allowing owners to secure funds quickly for various purposes, including property purchases, refurbishments, or refinancing existing debts while they arrange more permanent financing.
Benefits of a Semi-Commercial Bridging Loan
Semi-commercial bridging loans provide quick access to funding for properties with both residential and commercial elements.
- Quick and reliable funding
- Tailored loan terms
- Short-term solution
- Ideal for mixed-use properties
- Competitive interest rates
| Rates From | LTV | Minimum Loan | Maximum Loan | Term (months) | Minimum Valuation | Arrangement Fee |
| 0.94% | 65% | £150,000 | £50,000,000 | 3-12 | £250,000 | 2% |
| 1.04% | 70% | £150,000 | £50,000,000 | 3-12 | £250,000 | 2% |
What Can You Use A Semi-Commercial Loan For?
- Shops with flats above.
- Restaurants or pubs with attached living accommodation.
- Office buildings with residential units.
- B&Bs with the owner’s accommodation.
Why choose KSEYE?
At KSEYE, we’re focused on speed, flexibility, and customer service. We offer tailored solutions with fast approvals and clear communication. Our expert team provides guidance throughout your semi-commercial bridging loan journey and ensures flexible terms to suit your unique needs.
Semi Commercial Bridging Loan – Case Studies
KSEYE provides a fast, flexible, and tailored approach for each case. Where transactions are subject to time constraints, the swift nature of bridging loans can help to meet deadlines.
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