Semi Commercial Bridging Loans

At KSEYE, we understand the needs of individuals and businesses seeking flexible financial solutions. Our semi-commercial bridging loans offer fast, reliable funding you need to secure your property ventures, from purchasing, renovating, or refinancing a mixed-use property. Our expert team is ready to support your property ventures to help you take advantage of opportunities when they arise.

What is a Semi-Commercial Bridging Loan?

A semi-commercial bridging loan is a short-term finance solution designed for properties that combine both residential and commercial. These properties, such as a flat above a shop, do not fit comfortably into either the residential or commercial categories, meaning they require a specific form of financing. Semi-commercial bridging loans bridge the gap in property transactions, allowing owners to secure funds quickly for various purposes, including property purchases, refurbishments, or refinancing existing debts while they arrange more permanent financing. 

Benefits of a Semi-Commercial Bridging Loan

Semi-commercial bridging loans provide quick access to funding for properties with both residential and commercial elements. 

  • Quick and reliable funding
  • Tailored loan terms
  • Short-term solution
  • Ideal for mixed-use properties
  • Competitive interest rates 

Discuss your semi-commercial bridging loan needs

Rates FromLTVMinimum LoanMaximum LoanTerm (months)Minimum ValuationArrangement Fee
0.94%65%£150,000£50,000,0003-12£250,0002%
1.04%70%£150,000£50,000,0003-12£250,0002%

What Can You Use A Semi-Commercial Loan For?

  • Shops with flats above. 
  • Restaurants or pubs with attached living accommodation. 
  • Office buildings with residential units. 
  • B&Bs with the owner’s accommodation. 

Why choose KSEYE?

At KSEYE, we’re focused on speed, flexibility, and customer service. We offer tailored solutions with fast approvals and clear communication. Our expert team provides guidance throughout your semi-commercial bridging loan journey and ensures flexible terms to suit your unique needs. 

Speak to a member of our team today

Semi Commercial Bridging Loan – Case Studies

KSEYE provides a fast, flexible, and tailored approach for each case. Where transactions are subject to time constraints, the swift nature of bridging loans can help to meet deadlines.

You can register as a broker here.