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Commercial Bridging Loans
At KSEYE, we offer commercial bridging loans designed to help business owners and investors secure the funding they need for time-sensitive property transactions or development opportunities. From commercial property purchasing to redevelopment projects, our commercial bridging loans provide flexible, short-term financial solutions tailored to your needs.
What Are Commercial Bridging Loans
For properties that combine both residential and commercial elements, our semi-commercial bridging loans provide the perfect solution. These loans are ideal for properties such as a flat above a shop or mixed-use developments. A commercial bridging loan is a short-term financing solution for businesses and property investors looking to buy or refinance commercial properties. These short-term loans are typically secured against commercial property or development sites, enabling businesses to access funding quickly for transactions ranging from £150,000 to £50 million.
Benefits of Commercial Bridging Loans
Acquiring a commercial bridging loan can have multiple benefits to the success of your business. From accessing funds quickly to bridging the gap between payments, KSEYE helps businesses stay afloat with immediate cash injection.
- Quick Access to Funds
- Flexible Financing
- Competitive Rates
- Short-Term Solution
Commercial Bridging Loan Rates
| Rates From | LTV | Minimum Loan | Maximum Loan | Term (months) | Minimum Valuation | Arrangement Fee |
| 1.09% | 65% | £150,000 | £50,000,000 | 3-15 | £300,000 | 2% |
What can a Commercial Bridging Loan be used for?
Bridging loans can help a range of commercial owners and investors secure quick funding for the following commercial properties:
- Offices
- Hotels
- Restaurants
- Warehouses
- Retail premises
- Pubs/Bars
- Factories
Why Choose KSEYE?
Our team at KSEYE works closely with you to understand your needs and provide a loan structure that suits your specific property transactions. We offer quick approvals, transparent terms and expert advice to ensure you have the support you need throughout the process. Whether you’re a business owner or a property investor, we’re here to provide the financial backing you need.
KSEYE provides a fast, flexible, and tailored approach for each case. Where transactions are subject to time constraints, the swift nature of bridging loans can help to meet deadlines.
To discuss a case, you can register as a broker here or speak to a member of our team below.
Frequently Asked Questions
How do I know if a commercial bridging loan is right for my business?
If you’re facing a time-sensitive property transaction or development opportunity and need quick funding, a commercial bridging loan can provide the short-term financial solution you need. Speak to our team to discuss your business’s specific needs and how a commercial bridging loan can help.
What are the repayment terms for a commercial bridging loan?
The repayment terms for commercial bridging loans typically range from 3 to 15 months. This short-term financing allows you to move forward with your property ventures while securing longer-term funding.
How fast can I get approved for a commercial bridging loan?
At KSEYE, we offer fast approvals for commercial bridging loans, ensuring that you can access the funds you need quickly to complete your property deals. Depending on the complexity of your transaction, approval could take just a few days.
Do I need to provide collateral for a commercial bridging loan?
Commercial bridging loans are typically secured against the property you’re purchasing or refinancing. This provides lenders with assurance while offering you the flexibility of quick access to funds.
Can I apply for a commercial bridging loan if I have bad credit?
While a strong credit history can improve your chances of approval, commercial bridging loans are often more focused on the value of the property and the potential of the project rather than your credit score alone. If you’re concerned about your credit, our team can help explore your options and guide you through the process.
How does a commercial bridging loan fit into a larger investment strategy?
Commercial bridging loans can be a key part of an investment strategy by providing short-term capital to acquire, redevelop, or refinance properties quickly. Once the project is completed or additional financing is secured, the bridging loan can be paid off, allowing you to take advantage of future opportunities without missing out due to cash flow constraints.