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Auction Finance Bridging Loan
At KSEYE, we provide auction finance bridging loans to help property investors, landlords, and developers complete time-sensitive auction purchases or commercial or residential property. Regardless of the type of property you purchase at auction, our bridging loans are structured to meet the 28-day completion deadline and support your longer-term financing plans.
What Are Auction Finance Bridging Loans?
An auction finance bridging loan is a short-term loan used to purchase property won at auction. As traditional mortgage products typically take too long to arrange when buying property at an auction, auction bridging loans offer a faster funding alternative, helping you complete within the auction house’s required timeframe.
Loan amounts typically range from £150,000 to £50,000,000, and can be used for properties that require refurbishment or fall outside standard lending criteria.
Benefits of an auction bridging loan
We know that auction purchases come with strict deadlines and little room for delays. That’s why we offer quick decisions, direct access to underwriters, and funding structured to meet your 28-day timeframe. Our auction finance is built for speed, flexibility, and real-world property scenarios.
- Fast funding to meet 28-day auction deadlines
- Direct access to decision-makers, no intermediaries
- Flexible lending criteria for non-standard properties and circumstances
- Tailored terms to suit your exit strategy
- Transparent fees with no hidden costs
| Rates From | LTV | Minimum Loan | Maximum Loan | Term (months) | Minimum Valuation | Arrangement Fee |
| 0.89% | 65% | £150,000 | £50,000,000 | 3-12 | £250,000 | 2% |
| 0.94% | 70% | £150,000 | £50,000,000 | 3-12 | £250,000 | 2% |
| 0.99% | 75% | £150,000 | £50,000,000 | 3-12 | £250,000 | 2% |
What can an auction finance bridging loan be used for?
Auction finance bridging loan can be used for purchasing various property types and land, including:
- Residential property
- Multi-unit buildings
- Mixed-use properties
- Offices
- Retail units
Why Choose KSEYE
At KSEYE, we focus on delivering auction finance that’s fast, straightforward, and reliable. Our team understands the strict timelines involved with auction purchases, which is why we prioritise quick decisions, clear communication, and lending structures that work with your exit strategy. Whether you’re an experienced investor or securing your first auction property, we’re here to help support your transaction.
KSEYE provides a fast, flexible, and tailored approach for each case. Where transactions are subject to time constraints, the swift nature of bridging loans can help to meet deadlines.
To discuss a case, register as a broker here.
